Loans · 07/18/2025

Homebuyers applying for a mortgage should focus on four key factors: stable income, a good credit score, a low debt-to-income ratio, and sufficient asset preparation. These elements will enhance the success rate of mortgage applications and assist in achieving homeownership goals.

Taxation · 07/18/2025

This article explores the differences and applications of ITIN and EIN, two types of tax identification numbers. ITIN is designed for individuals without an SSN, primarily used for tax filing and bank account applications, while EIN is a business identification number commonly used for tax and employment purposes. Understanding their application processes and uses is essential for engaging in legal and compliant financial activities in the United States.

Education · 07/17/2025

This guide outlines the key preparation points for interview skills in the 2025 U.S. college application process, covering types of interviews, preparation strategies, and common questions. It emphasizes the importance of communication skills and mindset. Students are advised to prepare in advance and maintain a positive attitude to tackle various interview challenges.

Education · 08/13/2025

This article provides a detailed overview of the application process for Boston College, including application components, requirements for international students, and essay topics. It aims to help applicants accurately grasp the application details, showcase their unique personalities, and successfully gain admission to their desired institution.

Job Search · 07/25/2025

This article provides a detailed overview of the Employment Authorization Document (EAD) in the United States, including its definition, eligibility requirements, and application process. The EAD is an essential document for legally working in the U.S. and is available for refugees, asylum seekers, and certain visa holders. Understanding the application steps and preparing the necessary materials is crucial for successfully obtaining work authorization and embarking on a career journey.

Education · 08/07/2025

The E-1 treaty trader dependent visa offers the spouse and unmarried children of the visa holder an opportunity to reunite with family. The application requirements and residency policies are flexible, allowing the spouse to work legally in the U.S. and underage children to access local education, enriching family life.

Taxation · 01/07/2019

The 2019 update to U.S. tax regulations introduced several key policies, including application processes for hardship exemptions, disclosure requirements for accuracy-related penalties, and opportunities for sales tax refunds. These changes offer taxpayers enhanced flexibility and convenience, directly impacting the financial planning and compliance strategies of both individuals and businesses.

Finance · 07/10/2025

U.S. President Trump's proposed high tariffs on refined copper have triggered warnings from Chile. Chilean officials point out that this move could impose significant costs on American buyers, as U.S. manufacturing heavily relies on high-quality refined copper from Chile. If the tariffs are implemented, U.S. companies may face rising costs and pass them on to consumers, ultimately harming U.S. interests. Chile has sought tariff exemptions, and the development of this situation is worth monitoring. The potential impact on the trade relationship and the U.S. economy remains a key concern.

Education · 07/25/2025

United School is committed to guiding male students towards comprehensive development in intellectual, moral, artistic, and physical aspects. Through a rigorous curriculum and a wide range of extracurricular activities, it fosters a sense of independent and responsible citizenship. Located in Manhattan, New York, the school boasts an excellent student-teacher ratio and outstanding academic performance, providing a solid foundation for students' future growth.

Education · 07/24/2025

This article organizes the professional terminology involved in the U.S. study abroad application process, including ACT, SAT, GPA, and AP courses. It aims to help applicants understand relevant content and processes, enhancing their preparation effectiveness. By mastering these core terms and concepts, students can apply more effectively and seize study abroad opportunities.

Education · 08/06/2025

This article provides detailed information about the 2026 U.S. Green Card Lottery (DV Lottery), including the application process, how to check selection results, and important precautions. It emphasizes the importance of being vigilant against scams and the necessity of submitting visa applications on time to increase the chances of obtaining immigration opportunities.

Finance · 08/06/2025

Goldman Sachs analysts believe that relying solely on the tariff policies from the Trump era cannot reverse the decline of the U.S. manufacturing sector. The real solution lies in technological innovation, particularly the application of AI and robotics, which will play a crucial role in enhancing productivity and transforming the labor market.

Education · 08/05/2025

Duke University ranked 24th in the 2024 global university patent rankings, securing 111 U.S. patents in fields such as quantum computing and medical technology, reflecting its strength in research commercialization and societal impact. The university is dedicated to promoting technology application and economic development through innovation, showcasing the practical outcomes of academic research.

Taxation · 07/25/2025

The IRS W-7 form is a key tool for applying for an Individual Taxpayer Identification Number (ITIN), helping those who are ineligible for a Social Security Number (SSN) address U.S. tax issues. Whether for a new application or renewal, using the W-7 form ensures a smooth process for your tax filings.

Loans · 07/18/2025

This article provides a detailed overview of various auto loan institutions available when purchasing a car in the U.S., including banks, credit unions, online lending platforms, and automotive manufacturer finance companies. We analyze the pros and cons of each institution and highlight factors to consider when choosing a loan option, such as interest rates, loan terms, and application requirements. Additionally, we outline the application process and offer tips to increase the chances of